Overview

Fincare Small Finance Bank is a Small Financial Bank (SFB) that started its banking operations in May 2017. It operates as a retail bank in India through treasury, corporate banking, wholesale banking, and Retail Banking segments. The company offers savings and current accounts, fixed and recurring accounts, retail term deposits, NRI, WhatsApp, mobile, and internet banking services and more. It also has a loan portfolio that includes micro, housing, two-wheeler loans, loan against property and gold and institutional finance. The bank caters majorly caters to customers that are unbanked and under-banked, especially in rural and semi-urban areas by leveraging technology. The company follows a business model that focuses on financial inclusion and aim to provide individuals and businesses with financial products and services that are affordable and meet their needs. The bank has a considerable network of 528 banking outlets, 219 business correspondent outlets and 108 ATMs spread across 16 states, covering 192 districts and 38,809 villages. Earlier the bank was registered as an NBFC-MFI with the name of 'Disha Microfin Limited'. It acquired the micro-finance operations of Future Financial Services Pvt. Ltd and later on changed its name to Fincare Small Finance Bank upon the receipt of the RBI In-Principle Approval.

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